"Instapaise came through when I had an urgent hospital bill to clear. The approval was super fast, and the support team guided me like a friend. No hidden charges, no stress!"
Rohit Mehra
Gurgaon, India
Instant Loans for Urgent Financial Needs
Get quick and hassle-free loans up to₹1,00,000
with no prepayment charges and Approval in 30 Min.
Apply Now
Minimum Salary Required is ₹40000. Only for Salaried People
Loan Details
Rates and Charges
Minimum Loan Amount
₹5,000Maximum Loan Amount
₹1,00000Tenure Days
90 to 365 DaysProcessing Fee
2 – 10% of loan amountROI (rate of interest)
@ 0.2 – 1% DailyNo Pre
No pre – closure chargesAPR (Annual Percentage Rate)
@ 18% – 36%Cheque bounce charges
₹1000
Why Choose Us
We’ve created a service that meets your real needs—for peace of mind, not paperwork.
1
Quick & Easy Loan Approval
We simplify the process—minimal documentation, fast disbursal, and support that actually supports.2
Financial Security for Urgent Needs
From medical emergencies to monthly expenses, our loans are built to protect your financial stability.3
Flexible Repayment Options
Choose how you repay—Bank Transfer, UPI, Debit/Credit Card, or Cash. We adapt to your convenience.4
Zero Collateral Required
No assets? No problem. Our loans are unsecured and accessible without pledging anything.5
RBI-Registered & Compliant
We are a certified NBFC (Reg. No. B-14.01740), strictly following RBI’s ethical and transparent lending guidelines.
Client Testimonials
What Our Customers Say About Their Experience with Us
"Instapaise came through when I had an urgent hospital bill to clear. The approval was super fast, and the support team guided me like a friend. No hidden charges, no stress!"
Neha Raj
Pune, India
"I applied for a small travel loan, and honestly, I didn’t expect it to be so quick and easy. The money was in my account in just a few hours. Highly recommended!"
Neha Raj
Pune, India
"I was in between jobs and needed money for rent. Instapaise didn’t just lend me funds—they gave me peace of mind. I’ll never forget how easy they made it."
Faisal Shaikh
Mumbai, India
"The process was transparent and the terms were clearly explained. As a first-time borrower, I felt safe and respected. Great experience overall."
Ritika Jain
Bengaluru, India
Am I Eligible for a Loan?
We’ve designed our loan to support sealaried individuals during life’s urgent moments. To qualify, you must meet these simple criteria:
Minimum Salary
A monthly income of at least ₹40,000.
Location
You must reside in Delhi/NCR, Mumbai, Bengaluru, Pune, or Hyderabad.
Age
Be between 21 and 58 years old.
Employment
Be a salaried individual with a stable job.
Valid PAN Card
A valid PAN card is required for verification.
Our eligibility criteria are designed to be inclusive, ensuring that anyone with a steady income can access quick funds when they need them most.
Documents Required for Your Loan
We’ve streamlined the documentation process to make applying for a loan fast and hassle-free. The primary document is:
PAN Card
A valid PAN card for identity verification.
(For income verification, we may also request the following documents in some cases.)
Bank Statement
Recent bank statements (typically last 3–6 months) to confirm your income and financial stability.
Salary Slip
Latest salary slips (usually 1–3 months) to verify your employment and income.
We keep paperwork to a minimum to ensure a smooth application process. Simply upload your PAN card during the application, and we’ll guide you if additional documents are needed. This helps us practice responsible lending while getting you funds quickly. Have questions? Reach out to us at instapaise@junooncapital.com